Financial Resources

Serving Individuals & Entrepreneurs since 1996

Internet Links

Finding what you're looking for on the internet can be quite a daunting task. We've made it a little easier by selecting a few of our favorite sites.

Please note: Many of the forms listed below require Adobe PDF Reader. If you do not have it, you can download it for free here.

  • New Employee Forms

    W4


    W9


    Use this form to determine employee's federal income tax withholding. This form requires Adobe PDF Reader.


    Arkansas W-4


    Missouri W-4


    Missouri W-9


    I9

    All employees must complete this form at time of hire for the Immigration and Naturalization Service. This form requires Adobe PDF Reader. If you do not have it, you may download it here.

  • Financial Links

    CBS MarketWatch

    This investment supersite provides links to stock quotes, IRA information, financial news, mutual funds, stock recommendations, investment message boards and much more.


    Travelex

    The largest airport foreign exchange, foreign currency, currency exchange, Bureau de change and foreign money provider. Providing competitive exchange rates, travelers cheques and online currency converters.


    Investopedia 

    A publication with resources to educate people from a wide variety of backgrounds on investing. Investopedia offers updates on current financial news, investing, banking, personal finance, and the economy as well as a free stock market simulator to practice stock trading. 


    Bankrate

    Tools and guidance on all things finance. Here you will find editorial content on financial news and advice, product comparison tools, 200+ financial calculators, and reviews of different financial institutions.


    Nerdwallet

    Find information on financial products for both your personal and small business needs. Compare options for insurance, banking, and loans. Within the app, you can monitor your net worth, save, and utilize automatic investing. 

  • Government Links

    The Internal Revenue Service

    Downloadable tax forms and publications as well as a lot of great tax advice.


    Social Security Administration

    Learn how the Social Security Administration can help with your retirement, medicare, disability, survivorship and other benefit questions.


    U.S. Small Business Administration

    You don't need an MBA to use the SBA. This site outlines everything in plain English. The SBA site contains a wealth of information for entrepreneurs and small business owners.


    U.S. Department of Commerce

    A thorough overview of the Commerce Department and the organizations under its banner.


    Identity Theft

    Report identity theft and get a recovery plan.


    Small Business and Self-Employed Tax Center

    Resources for taxpayers who file Form 1040 or 1040-SR, Schedules C, E, F or Form 2106, as well as small businesses with assets under $10 million. 

  • Consumer Advice

    Consumer World

    Before you purchase a product or service, spend a few minutes at Consumer World and save yourself the agony of buyer remorse. Research rates and comparison shop until you drop, for everything - cars, travel, credit cards and much more.


    ABC's of Real Estate

    Ad-free, in depth, step-by-step tutorials on buying, selling, and mortgaging your home. The site includes a comprehensive glossary of Real Estate terminology. A must visit site for homeowners or prospective home buyers!


    Federal Trade Commission Consumer Advice

    The FTC's official page contains resources on how to avoid, spot, and report scams, fraud, and identity theft. From here,  you can also get a free credit report and sign up for consumer alerts!


    The NYT Wirecutter 

    Wirecutter is the product recommendation service from The New York Times. Journalists combine independent research with (occasionally) over-the-top testing so you can make quick and confident buying decisions.


    Consumer Financial Protection Bureau

    The United States Government's official hub for complaints about financial services and products from consumers and employees. 

  • Education Links

    SavingForCollege.com

    Learn how to best save for your children's college education. Find out how 529 Plans and Coverdell Education Savings Accounts can help you save wisely.


    U.S. News' College Center

    A vast storehouse of information on higher learning. Take the College Personality Quiz, view the rankings of America's best colleges, compare several schools with customizable side-by-side comparisons, and that's just the beginning.


    National Council of Higher Education

    Based in Washington, DC, the National Council of Higher Education Loan Programs, Inc. (NCHELP) represents a nationwide network of guaranty agencies, secondary markets, lenders, loan servicers, collectors, schools and other organizations involved in the administration of the Federal Family Education Loan Program (FFELP). Since its founding, NCHELP has represented its members on public policy and regulatory issues with the legislative and executive branches of the federal government.


    Federal Student Aid Preparing for College

    Resources designed to help those considering college covering college and major selection, the application process, and how to pay for college. 


    Consumer Finance Protection Bureau

    The ins and outs of student financial aid and repaying loans. Create a plan for paying for college, navigate repayment, cancellation, and forgiveness, and understand your first major financial decisions. 


    Nerdwallet: What is a 529 Plan?

    529 plans offer tax-free investment growth and withdrawals for education expenses, but know the distribution rules.


    Edchoice.org

    Arkansas offers K–12 students and their families various types of school choice, including two private school choice program—an education savings account and tax-credit scholarship—as well as charter schools, magnet schools, homeschooling and traditional public school choice via open enrollment.

Byrd & Massey CPAs Philosophy

At Byrd and Massey CPA, our focus is helping individuals and businesses gain clarity and confidence in their financial lives. As a local firm serving Northwest Arkansas since 1996, we understand the needs of business owners and individuals across our community and the importance of making every resource count.


We work with clients from a wide range of industries, backgrounds, and levels of financial experience. Our role is to simplify complex financial matters, reduce uncertainty, and provide practical, reliable guidance you can use to move forward.


We’re easy to talk to and committed to making the process as accessible as possible. Whether you prefer to communicate in person, by phone, email, text, or through a secure client portal, we adapt to what works best for you.


Our goal is to be a consistent, dependable resource for your business and personal financial needs. If you’re looking for a team that prioritizes responsiveness, clarity, and long-term relationships, we’re here to help.